.disclaimer{background:var(--soft);border-top:1px solid #dce6e9;scroll-margin-top:24px}.disclaimer h2{font-size:clamp(2rem,4vw,3.25rem);margin-bottom:22px}.disclaimer-intro{max-width:740px;color:var(--muted)}.disclaimer-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 56px;margin-top:36px}.disclaimer-grid h3{font-size:1.1rem;line-height:1.4;margin:0 0 12px}.disclaimer-grid p,.disclaimer-close{font-size:1rem;line-height:1.75;color:var(--muted)}.disclaimer-grid p{margin:0}.disclaimer-close{border-top:1px solid #dce6e9;margin:34px 0 0;padding-top:26px}.disclaimer a,.confidential-note a{text-decoration:underline;text-underline-offset:3px}.footer-links{display:flex;align-items:center;gap:28px;flex-wrap:wrap}@media(max-width:720px){.disclaimer-grid{grid-template-columns:1fr;gap:28px}.footer-links{align-items:flex-start;gap:18px;flex-direction:column}.disclaimer-close a{overflow-wrap:anywhere}}